1/30/2024 0 Comments Banktivity 6 download![]() And you can sync accounts, budgets and investments to Banktivity for iPhone/iPad for mobile money management. Should you need help or have questions, we provide unlimited email support or Live Chat for quick solutions. Plus, Banktivity offers built-in Help files, a searchable Knowledge Base and video tutorials. It's time to take action and start PROACTIVELY managing your money.There are two basic types of budget apps: trackers ( à la Mint) and zero-balancers. Tracking apps offer a 30,000-foot view of your finances, display your transactions in real time, and require very little effort to set up. Conversely, zero-balance apps encourage a more hands-on approach, forcing you to account for every dollar you bring in (X amount for savings, Y amount for rent, and so on), but they tend to be idiosyncratic and costly. We recommend Simplifi for most people because it’s a happy medium between the two. It tracks your spending, revolving bills, savings goals, and earnings history to estimate how much you have left to spend in a given month in any category you want. (Ever get hit with a large bill, such as for an auto repair or emergency dental treatment? Those kinds of things can throw your budget off track.) Spreadsheet-based budgets (and some other budgeting tools) prompt you to create a myriad of categories and assign a dollar amount to each one, which is not only overwhelming but also likely to fail. Collect all of your bank and credit card statements over the past year.A year’s worth can give you a good sense of how much you tend to spend over a given period of time. Most institutions let you export your transactions as a CSV file that you can open in Google Sheets, Excel, or Numbers. Add up your take-home pay over the past year.Categorize all of your expenses over the past year.
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